Life Partners bets on death (and loses)

In "one of the most morbid contract disputes ever filed in New Jersey Superior Court," a woman with AIDS who outlived her doctor's diagnoses is getting bilked by her insurance company. When she was diagnosed in the early '90s, "M. Smith" responded to an ad from Life Partners, a company that agreed to buy up her $150,000 life insurance plan for $90,000, allowing her to comfortably live out the two years doctors said she had left. Now that their "sure thing" investment isn't so sure--Smith lived, and is now 50 years old--Life Partners wants to bail on its contractual agreement "to make any necessary contributions to the escrow fund to pay future premiums in the event that escrowed funds are exhausted and Seller shall have no further liability for payment of premiums on the policy."